There are two methods available related to Virtual Account generation:

Minimum Amount	Maximum Amount
IDR 10.000	IDR 500.000.000

The VA generation is available for these banks:

Bank Name	Bank Shortcode	Maximum Amount	Closed VA	Open VA	Settlement
Bank Mandiri	MANDIRI	IDR 500.000.000	Available	Available	T+1 Working Day
Bank Rakyat Indonesia	BRI	IDR 500.000.000	Available	Available	T+1 Working Day
Bank CIMB Niaga	CIMB_NIAGA	IDR 500.000.000	Available	Available	T+1 Working Day
Bank Danamon	DANAMON	IDR 25.000.000	Available	Available	T+1 Working Day
Bank Permata	PERMATA	IDR 500.000.000	-	Available	T+1 Working Day
Bank Hana	HANA	IDR 50.000.000	Available	Available	T+1 Working Day
Bank Sahabat Sampoerna	SAHABAT_SAMPOERNA	IDR 10.000.000	-	Available	Instant

There are two methods available related to Virtual Account generation:

A. Open VA

Use this method when a payment method with no pre-defined amount is needed to be linked for your end-user. Brick will send you callback notifications to your designated callback URL when we detect payments made through the open VA.

These are typically used when you want to create a specific payment channel that will be tightened to each of your users (example: as a top-up channel to your users' e-wallet or balance).

1. Generating an Open VA

To start generating an open VA, you can use Open VA API with these details:

curl --location --request POST 'https://sandbox.onebrick.io/v2/payments/gs/va/open' \
--header 'publicAccessToken: Bearer {{public-access-token}}' \
--header 'Content-Type: application/json' \
--data-raw '{
    "bankShortCode": "MANDIRI",
    "referenceId": "Brick12345",
    "displayName": "BRICK"
}'

2. You will get the responses like below when successful:

{
  "status": 200,
  "data": {
    "message": "We have successfully generated the open VA",
    "id": "OP_b123123123asdas1231231123",
    "referenceId": "Brick12345",
    "bankShortCode": "MANDIRI",
    "accountNo": "1304300000003243",
    "displayName": "IKN-BRICK"
  },
  "metaData": {
    "source": "API",
    "entity": "Payment"
  },
  "error": null
}

3. Virtual account Callback Notification

Brick notifies you when the user has already made the payment via callbacks (you will be able to set up the Virtual account callback in the Brick Dashboard )

The callback will be sent twice:

When the payment is made (status: "paid")
When the fund settlement is done in each Bank (status: "completed")

{
  "data": {
    "id": "OP_123456i12i1i123u123",
    "referenceId": "Dodo123456",
    "amount": "10000.0",
    "status": "paid",
    "createdAt": "2023-03-28T10:29:48.000+07:00",
		"paymentId": "PAY_b123b123b123b123b123b123bb1",
		"bankShortCode": "MANDIRI",
    "accountNo": "8804995730945965",
    "displayName": "BRICK"
  }
}

{
  "data": {
    "id": "OP_123456i12i1i123u123",
    "referenceId": "Dodo123456",
    "amount": "10000.0",
    "status": "completed",
    "createdAt": "2023-03-28T10:29:48.000+07:00",
		"paymentId": "PAY_b123b123b123b123b123b123bb1",
		"bankShortCode": "MANDIRI",
    "accountNo": "8804995730945965",
    "displayName": "BRICK"
  }
}

B. Closed VA

Use this method when a static payment method with a pre-defined amount is needed to be linked for your end-user. Brick will send you callback notifications to your designated callback URL when we detect payments made through the close VA.

These are typically used when you want to create a specific payment channel that will be tightened to each of the transactions/bills of your users where the payment window is limited.

1. Generating a Close VA

To start generating a close VA, you can use Close VA API with these details:

curl --location --request POST 'https://sandbox.onebrick.io/v2/payments/gs/va/close' \
--header 'publicAccessToken: Bearer {{public-access-token}}' \
--header 'Content-Type: application/json' \
--data-raw '{
    "amount": 15000,
    "referenceId": "brick12345",
    "expiredAt": "60",
    "description": "Test Initial VA Close",
    "bankShortCode": "MANDIRI",
    "displayName": "BRICK"
}'

2. You will get the responses like below when successful:

{
  "status": 200,
  "data": {
    "message": "We have successfully generated the close VA",
    "id": "CL_asd123asd2322313asss2223321",
    "referenceId": "brick12345",
    "description": "Test Initial VA Close",
    "amount": "15000",
    "status": "pending",
    "createdAt": "2023-04-10T13:33:03.000+07:00",
    "expiredAt": "2023-04-10T14:34:03.000+07:00",
    "bankShortCode": "MANDIRI",
    "accountNo": "23096000000108142",
    "displayName": "BRICK"
  },
  "metaData": {
    "source": "API",
    "entity": "Payment"
  },
  "error": null
}

3. Virtual Account Callback Notification

Brick notifies you when the user has already made the payment via callbacks (you will be able to set up the Virtual Account callback in the Brick Dashboard )

The callback will be sent twice:

When the payment is made (status: "paid")
When the fund settlement is done in each Bank (status: "completed")

{
  "data": {
    "id": "CL_asd123asd2322313asss2223321",
    "referenceId": "brick12345",
    "description": "Test Initial VA Close",
    "amount": "15000",
    "status": "paid",
    "createdAt": "2023-04-10T13:33:03.000+07:00",
    "expiredAt": "2023-04-10T14:34:03.000+07:00",
    "paymentId": "PAY_zxc123azx123zxc123zxc123",
    "bankShortCode": "MANDIRI",
    "accountNo": "23096000000108142",
    "displayName": "BRICK"
  }
}

{
  "data": {
    "id": "CL_asd123asd2322313asss2223321",
    "referenceId": "brick12345",
    "description": "Test Initial VA Close",
    "amount": "15000",
    "status": "paid",
    "createdAt": "2023-04-10T13:33:03.000+07:00",
    "expiredAt": "2023-04-10T14:34:03.000+07:00",
    "paymentId": "PAY_zxc123azx123zxc123zxc123",
    "bankShortCode": "MANDIRI",
    "accountNo": "23096000000108142",
    "displayName": "BRICK"
  }
}